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Homeowners and Auto Insurance in Occidental and Santa Rosa, CA

We’re an independent insurance agency that delivers customized solutions.  We’ve served individuals, groups, and businesses in Occidental and in communities throughout Northern California for years, and also we know the needs of people whom and commercial enterprises that are in communities that we serve.


We work with A-rated carriers, and we offer a wide variety of coverages.  For this reason, there’s virtually no one and no business that we can’t keep secure.

Insurance Offerings that fit

Our insurance offerings are personal and commercial.  For individuals and groups we have homeowners, auto, recreational vehicle, and identity theft policies and plans, and also we have many other personal insurance options. 


We have a business program that provides core coverages, and that also can keep almost any commercial enterprise protected.  Also, we have a farm program that enables virtually any farm or agribusiness in Northern California to be secure.  We offer special event insurance.


To learn about our insurance offerings, please visit our products page.

Experienced, dedicated Agents keeping you secure

We know how important it is that individuals and businesses be secure, and have insurance agents that help individuals and business owners through claims processes.  For this reason, we thoroughly assess the needs of individuals, and of business owners, and we assist individuals and business owners through claims processes.


In order to ensure that coverages are always current, and that the rates that the people whom we serve pay are always competitive, we regularly and closely review policies and plans that we write.  If and when possible, we include people whom we serve in policy and/or plan review processes.  As a result, the people whom we serve can fully understand their purchases, and be cognizant of needs for changes to coverages.


Contact us or call us today.  To start on a policy, request a quote.

Additional Insurance Information:



Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.

Gene Gaffney Insurance Services, Inc.

75 Main St. Second Floor

P.O. Box 428 Occidental, CA 95465

Main office: 707-509-0064
Fax: 707-874-1233

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed