707-509-0064

Agent Profile

Occidental Office
Work
75 Main St. Second Floor
Occidental, CA 95465

PO Box 428
Occidental, CA  95465
USA
Tel: 707-509-0064
Toll Free: 800-900-6777
Fax: 707-874-1233

Serving

  • Occidental, CA
  • Santa Rosa, CA
  • Sebastopol, CA
  • Guerneville, CA
  • Forestville, CA
  • Bodega Bay, CA
  • and surrounding areas

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Personal Umbrella Insurance

Be Ready for Anything and Everything.

Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you’ll ever have. If you’re involved a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.

In such a critical situation, having Personal Umbrella Insurance from Gene Gaffney Insurance Services will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.

Coverage That Keeps You Protected

An Umbrella Liability policy from Gene Gaffney Insurance Services works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

Personal Umbrella insurance can be applied to events such as:
  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more
At Gene Gaffney Insurance Services, we are committed to the safety and security of you and your family, which is why we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.